228 loan - An Overview
228 loan - An Overview
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) Local community advancement loan or community growth investment decision detail, for example the specific style of funding and type of entity supported (
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A lender subject matter to data reporting demands pursuant to § 228.forty two have to consist of in its public file a prepared recognize which the CRA Disclosure Assertion pertaining to the financial institution, its functions subsidiaries, and its other affiliate marketers, if applicable, could possibly be attained on the FFIEC's Web-site at:
The Board considers the weighted regular from the functionality scores similar to the bank's Community Improvement Funding Test conclusions for its facility-based evaluation areas throughout the Point out, pursuant to area IV of appendix B to this part.
) Advantages or serves a number of geographic locations with more info small levels of Local community development financing;
The Board evaluations the effect and responsiveness on the bank's community enhancement loans and Group progress investments that reward or serve the nationwide spot, as presented in § 228.15.
(five) A summary of retail banking providers (including hours of operation, out there loan and deposit items, and transaction fees) commonly offered in the lender's branches and descriptions of fabric distinctions in The supply or price of products and services at unique branches, if any.
An amendment to a prepare should adjust to all related necessities of the section, Except if the Board waives a necessity as not applicable.
(B) A lender aside from a large bank may well consist of a Neighborhood development companies ingredient and accompanying annual measurable targets in its prepare.
(B) For giant banks that had belongings lower than or equal to $ten billion as of December 31 in possibly with the prior two calendar many years, the Board considers a lender's deposit goods only at the lender's possibility.
(B) A significant financial institution may modify the Retail Solutions and Products Take a look at by getting rid of a part from the take a look at.
(1) For banks that preserve a website, all info needed for your bank's general public file underneath this area needs to be managed to the financial institution's Site.